- Family-owned in Beloit, WI
- Open daily, 9 AM to 9 PM
- BBB Accredited Business
Should you sell your house for cash or list it with an agent? It depends on the condition of the house, how much time you have and what matters most to you. Here is a side-by-side look, including the times when listing is the better move.
No obligation. A member of our local team will reach out to talk it through.
Rather talk it through? Call (608) 523-9807
| Cash sale | Listing with an agent | |
|---|---|---|
| Price | A cash offer is usually lower because the buyer takes on repairs and risk. | Listing can bring a higher price on a house in good shape. |
| Fees | A cash sale with SWP Home Buyers has no agent commission, and we pay the closing costs. | Listing usually means agent commissions and closing costs. |
| Repairs | A cash sale is as-is. | Listing often means fixing what an inspection finds. |
| Showings | A cash sale means one walkthrough. | Listing means showings and open houses. |
| Timeline | A cash sale can close on a date you choose. | Listing can take months. |
| Certainty | A cash sale does not depend on a bank loan. | Listed deals can fall through at financing or inspection. |
A cash buyer starts with what the house would sell for once it is fixed up, subtracts the repairs, the holding costs and the profit needed to take on the risk, and arrives at an offer. That is why a cash offer sits below a retail price, and why the gap is smallest on houses that need the least work.
If the house is in good condition, you are not in a hurry and you can handle showings, listing will usually bring more money. We would rather say that than take a deal that is wrong for you.
A cash sale makes sense when the house needs repairs you cannot afford, when you face a deadline such as a sheriff sale, when you have inherited a house from out of state, or when tenants, liens or code orders make a regular sale hard.
Online iBuyers use software to value homes and often pass on houses that need work. A local investor like SWP Home Buyers sees the house in person and can buy homes that national platforms will not.
Family-owned and based in Beloit. Open daily, 9 AM to 9 PM.
Call (608) 523-9807 or fill out the short form. We will ask about the property, its condition and your timeline.
We usually present a no-obligation cash offer within 24 hours, based on the location, condition and recent nearby sales.
Close at a local title company in as little as 7 days, or on the date that works for you. We pay the closing costs.
We’ve put together the questions sellers ask us most. If yours isn’t listed, call us at (608) 523-9807 and we’ll answer it.
It depends on the condition and the local market. Ask for how the number was reached, and compare it to what you would net after listing costs.
No. A cash sale with SWP Home Buyers has no agent on our side or yours, though you are free to use one. See Selling Without a Realtor.
It can be, when speed, certainty or the house’s condition matter more than squeezing out the highest possible price. If your house is in great shape and you have time, listing usually nets more.
Yes. Our offer comes with no obligation. Plenty of people get our number first so they can compare it with what an agent thinks the house would sell for.
Call SWP Home Buyers at (608) 523-9807 or tell us about your house online.
