- Family-owned in Beloit, WI
- Open daily, 9 AM to 9 PM
- BBB Accredited Business
Unpaid property taxes and liens do not go away, and they get bigger. They also do not stop you from selling.
No obligation. A member of our local team will reach out to talk it through.
Rather talk it through? Call (608) 523-9807
Wisconsin counties can foreclose on tax-delinquent property in rem (Wis. Stat. s. 75.521). The City of Milwaukee runs its own; see Milwaukee tax foreclosure.
Before closing, the title company searches the records for anything recorded against the house. Common examples:
At closing, the title company pays each one from the sale price, using written payoff figures, and sends the rest to you. You don’t need to pay anything off first. You do need the sale price to cover what’s owed, or the lienholders need to agree to accept less.
If the house is worth more than the taxes and liens, a straight cash sale works: everything gets paid and you keep the rest. If the liens add up to more than the house is worth, someone has to take less. With a mortgage, that’s a short sale and needs the lender’s approval. Other lienholders can sometimes be negotiated down too.
That takes longer and involves more paperwork, but it can still beat losing the house to tax foreclosure, where any equity you had may not come back to you. Tell us what’s owed on the first call and we’ll be honest about whether the numbers work.
If your house is inside the City of Milwaukee, the City Treasurer handles tax foreclosure on its own schedule, separate from Milwaukee County. Once the city publishes notice of its in rem foreclosure action, there’s an eight-week redemption period to pay the eligible balance. Our Milwaukee tax foreclosure page explains the steps and your options before the city takes title.
Family-owned and based in Beloit. Open daily, 9 AM to 9 PM.
Call (608) 523-9807 or fill out the short form. We will ask about the property, its condition and your timeline.
We usually present a no-obligation cash offer within 24 hours, based on the location, condition and recent nearby sales.
Close at a local title company in as little as 7 days, or on the date that works for you. We pay the closing costs.
We’ve put together the questions sellers ask us most. If yours isn’t listed, call us at (608) 523-9807 and we’ll answer it.
Yes, generally, because the lien is paid from the proceeds.
Interest and penalties add up, and after about two years the county can generally start a tax foreclosure. Pay the taxes, set up a plan with the treasurer, or sell before then.
Call SWP Home Buyers at (608) 523-9807 or tell us about your house online.
