How it works

How Selling Your House to SWP Home Buyers Works

Selling a house for cash is simpler than a traditional sale, but it helps to know exactly what happens. Here is how it works with SWP Home Buyers, from first call to closing.

Get Your Fair Cash Offer

No obligation. A member of our local team will reach out to talk it through.

Rather talk it through? Call (608) 523-9807

24 hrs
Typical cash offer
7 days
Fastest closing
$0
Commissions or fees
We pay
Your closing costs

Step 1: Tell Us About the House

Call (608) 523-9807 or fill out the short form on Get a Cash Offer. We ask for the address, the condition, your timeline and the best way to reach you. You do not need to clean, repair or stage anything.

Step 2: a Walkthrough and How We Set the Offer

Brick Tudor-style house with a curved walkway in Milwaukee, Wisconsin
A house in Milwaukee, Wisconsin

We look at the house in person or by video tour. Then we explain our offer in plain terms: what the house is likely worth repaired, what it will cost to bring it there, and what we need to earn for taking on the work and the risk. Our offer is lower than a retail listing price because the repairs and risk are ours. If listing would put more money in your pocket, we will tell you. See Cash Offer vs. Listing.

Step 3: You Pick the Closing Date

If you need to close in a few weeks, we can plan for that. If you need more time, we can wait. A Wisconsin title company handles the closing, so you sign in one visit.

What You Pay and What We Pay

You don’t pay a real estate commission, because there’s no agent. And you don’t pay closing costs, because we pay them.

CostWho pays when you sell to us
Agent commissionNo one. There isn’t one
Closing costsWe do
Repairs, cleaning, cleanoutNo one before closing. We buy as-is
Your mortgage, liens and back taxesPaid off from the sale price at closing

What you walk away with is the agreed price minus whatever is owed against the house. The title company shows every number on the settlement statement before you sign anything.

What Happens to Your Mortgage, Liens and Back Taxes at Closing

The title company pays off what is owed on the house out of the sale proceeds before you receive anything: the mortgage, property taxes, and most liens. You receive what is left. If the debts are larger than the offer, ask us before you decide anything. See Back Taxes or Liens and Facing Foreclosure.

Frequently Asked Questions

We’ve put together the questions sellers ask us most. If yours isn’t listed, call us at (608) 523-9807 and we’ll answer it.

The title company will tell you how signing works for your sale. If you live out of state, ask them early about remote signing options.

No. We buy houses as-is. Leave it the way it is, including anything you don’t want to take with you.

We’re usually able to make you a cash offer within 24 hours of seeing the house and getting the details we need.

Yes. As quickly as 7 days when the title is clear, or on the date you choose. Plenty of sellers want a few weeks to move.

A local title company handles the closing documents, the payoffs and the transfer. We coordinate with them and keep you updated the whole way.

Ready for a No-Obligation Cash Offer?

Call SWP Home Buyers at (608) 523-9807 or tell us about your house online.