- Family-owned in Beloit, WI
- Open daily, 9 AM to 9 PM
- BBB Accredited Business
Losing a job can put a mortgage in danger fast. The sooner you plan, the more options you have.
No obligation. A member of our local team will reach out to talk it through.
Rather talk it through? Call (608) 523-9807
Call your servicer, ask about forbearance, check unemployment.
If payments do get missed, here’s roughly what happens. Late fees start after the grace period. Your servicer has to try to reach you and send written information about your options in the first 45 days or so. Under federal rules, the first foreclosure filing on your home generally can’t happen until you’re more than 120 days behind. In Wisconsin, foreclosure then goes through the courts.
Our page on being behind on mortgage payments walks through each stage in more detail.
If you cannot cover the payments for long, selling protects your equity. See our page on falling behind on mortgage payments.
Family-owned and based in Beloit. Open daily, 9 AM to 9 PM.
Call (608) 523-9807 or fill out the short form. We will ask about the property, its condition and your timeline.
We usually present a no-obligation cash offer within 24 hours, based on the location, condition and recent nearby sales.
Close at a local title company in as little as 7 days, or on the date that works for you. We pay the closing costs.
We’ve put together the questions sellers ask us most. If yours isn’t listed, call us at (608) 523-9807 and we’ll answer it.
Maybe. Compare options first.
Not automatically. Talk to your servicer and a housing counselor first. If the numbers won’t work long-term, selling before you fall far behind protects your equity.
Yes. Past-due amounts are paid from the sale at closing.
As quickly as 7 days when the title is clear.
Call SWP Home Buyers at (608) 523-9807 or tell us about your house online.
